10 odd things that can cover insurance

10 odd things that can cover insurance

most people don’t think that they’ll need alien abduction insurance, and most men don’t think about getting paternity insurance. But these insurance policies are real.

Is there a problem where you live?

Is there a problem where you live?

At the U.S. Capitol Building in Washington, D.C., water damage is most frequent problem, but slips and falls are to blame for the priciest claims. Must be all those steps.

10 amazing infographics to help you visualize disasters

10 amazing infographics to help you visualize disasters

Infographics can be quite useful in visualizing what happens when disaster strikes. Here are 10 infographics that can help you learn more about disasters, and what to expect from them:

The 11 wackiest celebrity body part insurance policies

The 11 wackiest celebrity body part insurance policies

Celebrities are a funny lot. Many start out just like you and me – the average Joe and Joanne from a middle class family. Along the way, though, something happens.

Top 10 tales of truly outrageous insurance claims

Top 10 tales of truly outrageous insurance claims

Insurance is intended to provide you with a peace of mind if things go wrong.

The 12 costliest computer viruses ever

The 12 costliest computer viruses ever

We’re all aware of the havoc that viruses can wreak on our computers.

What’s the problem where you live?

What’s the problem where you live

The most common insurance claim in midtown Manhattan? Theft. It’s probably just smaller items — the average theft claim is just over $2,000.

Insurance makes economic recovery possible for Chile

Insurance makes economic recovery possible for Chile

The catastrophic earthquake that struck central Chile last week is estimated to have caused billions of dollars in insured and economic losses.

New federal rules may help lower your auto and home insurance rates

You may not realize it, but those two times you paid your credit card bill late may mean you’re paying more in auto or home insurance premiums today.

Insurance companies set premiums based on their perceived risk for covering you. To do this, they look at many factors — and your credit history can be one set of factors in insurance risk scoring. Insurance companies believe that people who pay their bills on time may be less likely to file a claim.

Therefore, the same behaviors that hurt your credit score (late payments, payments in collection, too many accounts, being close to your credit limits, etc.) can also lead to higher insurance premiums.

Of course, until recently, credit card companies have not made it easy for cardholders to stay on top of their bills.